Thursday, May 19, 2016

Looking for the Right House---Hurry up and wait, Again!

Well that is it! All papers filed, all documents signed and turned in and the bank did their final review and everyone is happy and so now we hurry up and wait. A term we learn in the military.

But now we are focusing on getting our things packed. I have only a couple weeks now before I am off to drive up for closing. Of course it's not only about packing but being sure I have enough money to close.

One thing we had agreed to, foolishly I might add, is that in exchange for them paying some closing costs, we agreed to pay for the leftover oil and cords of wood. This is where it gets hairy because there is no telling how much oil they will have left, and presumably, we will have it checked and then calculated at the going rate. Then, they had said they had about 4-5 cords of wood and we thought the cost was about 100 dollars a cord. Of course he wants to get his money back from no doubt having the wood split and stacked for him and now he is saying it's more like 5-6 cords of wood.

After seeing where they have the wood, (up against the house and garage) we realized we are going to have to move it and thought we'd rather he just up and sell it or whatever but too late, we had agreed to take it. Not like we won't use it, as we will, but still, it will be a lot of work to move it all.

They are saying we are only obligated to pay 4 1/2 cords at this point and I am still not too happy about the whole deal as instead of 100 per cord, they are saying 215 per cord. I just kept seeing dollar signs ka-chinging everywhere.

Now granted, this is still going to come out cheaper than if we paid all closing, but it would have been nice if they just split closing with us. I know we are still making out on the deal tho', it just hurts to have to give them a check at this point.

So now, the hurry up and wait game comes in too with all the things that we know we need to get once we have the keys in hand.

One thing I have inquired about is the name of the electric company, water etc...tho' it is our own water so not too sure there as I am so used to paying for water.

I have also began to set up all sorts of different tradesmen to come up and do different things. Electrician to check out the electrical aspects from the inspection report, the pest guy to help go thru the garage and get rid of the wasp/hornet nests and help to seal the garage up from the mice and then Home Depot coming up to measure the floors that we are wanting to have redone and the cable/phone/internet guy coming up to install all of that. Plus, I'll be stopping by on the way up to see a flooring guy to talk about the aerobic floor I want to put in the basement. Lots of things to do! :)

It's exciting and there is a big temptation to rush out and get everything we need or want all at once. But the bad part of that is charging up credit cards and end up back with tons of monthly bills and you are paying interest on it all. Not a good idea.

So what we have planned instead is to get the most important things now, as we can afford them. Then, make a list of all the items we want to get and do and put them in order of their importance and then, we will save money and get them as we can afford to. There really isn't any hurry for it all and we want to be mindful of not hurting our credit and to not strap ourselves with high monthly bills. Plus you are tossing money down the drain when you charge things on those credit cards especially when they have high interest.

We do still have other big bills to pay down too and yes, the IRS to pay as well. So we have to take our time and be sure that everyone is paid as we go along.

It's exciting tho' to make this move and to actually be able to relax and be in our own home again. This time to not have any neighbors right up against us and to have the land to breathe and wander and just enjoy the views.

So next step is to complete the packing, see things and do all we wanted to here in this area before we move far away from it. And to also try to save as much money as we can for the move.

It's all coming together now!

Posts to come will be the move itself and the closing aspects and how that goes. After that, it will close out this whole topic for now and we'll move on to individual projects and reviews. :)

Almost there!

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