Looking for the Right House---Hurry up and wait, Again!

Well that is it! All papers filed, all documents signed and turned in and the bank did their final review and everyone is happy and so now we hurry up and wait. A term we learn in the military.

But now we are focusing on getting our things packed. I have only a couple weeks now before I am off to drive up for closing. Of course it's not only about packing but being sure I have enough money to close.

One thing we had agreed to, foolishly I might add, is that in exchange for them paying some closing costs, we agreed to pay for the leftover oil and cords of wood. This is where it gets hairy because there is no telling how much oil they will have left, and presumably, we will have it checked and then calculated at the going rate. Then, they had said they had about 4-5 cords of wood and we thought the cost was about 100 dollars a cord. Of course he wants to get his money back from no doubt having the wood split and stacked for him and now he is saying it's more like 5-6 cords of wood.

After seeing where they have the wood, (up against the house and garage) we realized we are going to have to move it and thought we'd rather he just up and sell it or whatever but too late, we had agreed to take it. Not like we won't use it, as we will, but still, it will be a lot of work to move it all.

They are saying we are only obligated to pay 4 1/2 cords at this point and I am still not too happy about the whole deal as instead of 100 per cord, they are saying 215 per cord. I just kept seeing dollar signs ka-chinging everywhere.

Now granted, this is still going to come out cheaper than if we paid all closing, but it would have been nice if they just split closing with us. I know we are still making out on the deal tho', it just hurts to have to give them a check at this point.

So now, the hurry up and wait game comes in too with all the things that we know we need to get once we have the keys in hand.

One thing I have inquired about is the name of the electric company, water etc...tho' it is our own water so not too sure there as I am so used to paying for water.

I have also began to set up all sorts of different tradesmen to come up and do different things. Electrician to check out the electrical aspects from the inspection report, the pest guy to help go thru the garage and get rid of the wasp/hornet nests and help to seal the garage up from the mice and then Home Depot coming up to measure the floors that we are wanting to have redone and the cable/phone/internet guy coming up to install all of that. Plus, I'll be stopping by on the way up to see a flooring guy to talk about the aerobic floor I want to put in the basement. Lots of things to do! :)

It's exciting and there is a big temptation to rush out and get everything we need or want all at once. But the bad part of that is charging up credit cards and end up back with tons of monthly bills and you are paying interest on it all. Not a good idea.

So what we have planned instead is to get the most important things now, as we can afford them. Then, make a list of all the items we want to get and do and put them in order of their importance and then, we will save money and get them as we can afford to. There really isn't any hurry for it all and we want to be mindful of not hurting our credit and to not strap ourselves with high monthly bills. Plus you are tossing money down the drain when you charge things on those credit cards especially when they have high interest.

We do still have other big bills to pay down too and yes, the IRS to pay as well. So we have to take our time and be sure that everyone is paid as we go along.

It's exciting tho' to make this move and to actually be able to relax and be in our own home again. This time to not have any neighbors right up against us and to have the land to breathe and wander and just enjoy the views.

So next step is to complete the packing, see things and do all we wanted to here in this area before we move far away from it. And to also try to save as much money as we can for the move.

It's all coming together now!

Posts to come will be the move itself and the closing aspects and how that goes. After that, it will close out this whole topic for now and we'll move on to individual projects and reviews. :)

Almost there!

Looking for the Right House---Final Review

Well that is it! The final review was done by our bank and they have informed us that they have all the needed paperwork and everything looks good, good to go!

Now we wait for closing.

But not idly by any means. We are more focused than ever on packing the past few weekends and ordering things that we would need for sure to take with to closing so I can be there for a few weeks to set up electric, cable, internet and all that fun stuff.

What has really helped me a lot was being able to have every document scanned and kept all in the same place in one folder that I can get to quite easily. That way, when the bank or realtor asks me for something, I can easily get it and email it to them. A couple days ago, our bank was asking for the receipt for the water test that we had paid for, so I knew exactly where it was in my folder of moving documents and while I had her on the phone, I found it, attached it to an email and popped it over to her.

I know her and our realtor have been impressed that I've been able to be on top of everything like that. Bing, boom, bam shoot! They've had it in their hand within minutes. I like it that way. It helps tremendously to be that well organized so there is no hold up on our end.

So that is all I will be writing on this until closing. The truck is already reserved and I am picking up a couple furniture dollies as well as a regular tall dolly to help move the boxes and heavy items easier.

The next few weekends will be spent packing and doing things we want to do before we leave in the area. Spending time with family and just taking it easy. We will go over to storage again to do a final check on Memorial Day weekend as that is the last one I will spend here. It seems like it is coming up fast now! Still lots to do yet. :)

Enjoy your weekend and should you be moving, don't let it overwhelm you, make lists and keep everything in one spot, well organized and it makes things very easy and not so stressful. :)

Looking for the Right House---Water Quality Test and Title Search Info

We got the water quality test in last week and it's all fine! No bacteria, no issues.

So the move is definitely a go! This test was done by the same inspectors we had hired for ourselves and they emailed me a nice test result document as well as an explanation as to what the tests were about and term meanings. This was part of the whole inspection I had hired them to do and the water quality test was something that the bank definitely needed to have done. So I am very happy, very pleased with the thoroughness and although yes, it was expensive, it was well worth finding out about all the items that are going to need my attention as well as providing necessary paperwork for the sale of this property to go through.

 

Now we focus on packing while our bank gets ahold of the title company that will send her the information for the title.

 

I spoke to the bank as well as my realtor and they wanted the copy of the water test so I emailed it to them.

 

Now what is the title search about?

 In Wikipedia: "In real estate business and law, a title search or property title search is the process of retrieving documents evidencing events in the history of a piece of real property, to determine relevant interests in and regulations concerning that property."

 

https://en.wikipedia.org/wiki/Title_search

 

So although we saw the documents for the deed and title, it has to be done legally.

 

In the meantime, we are now focused more on packing and ordering what we will need up there right away, especially as I will be staying there to get everything installed and ready to go for everyone else before I go back down and bring up the cats and all.

 

This past weekend, we were in the haunt in the garage and got it all packed up in just two days! Wow! that was a lot and could not have gotten it all done without the help of our neighbor who came over and generously volunteered to help! What a great guy! It really did help us out a lot too!

 

This Saturday we will head up to PA to pick up some wooden gliders made by the local Amish we have had our eye on and want for the deck. Plus, we'll make one last stop at the rock shop that I adore up there. Sunday is Mother's Day but we'll be packing the laundry room and the downstairs bathroom which will take all of about 30 minutes to an hour tops.

 

I still have to pack my bathroom and we have the kitchen as well. Then it's just odds and ends and on Memorial Day weekend, we will do a final check through of anything needing to be packed into a box to make moving day easier.

 

One of the more smoother moves I think we have done! And definitely very exciting! :)